Looking for a 12 week Christmas savings plan? You can have a debt free Christmas with this printable Christmas challenge!
I know what usually happens; it used to happen to us, too. You get caught up in the joy and giving that’s synonymous with the Christmas season, and before you know it, you’re in debt up to your eyeballs and your feelings of joy are replaced with feelings of discouragement.
Panic sets in and you realize you spent. too. much. How will you pay for it all?
My friend, there are 12 weeks left before Christmas, and I want to challenge you to have a debt-free Christmas this year, and each year moving forward. You can do this!
Research estimates most Americans will spend an average of $781 on Christmas gifts this year, and those figures don’t include other Christmas-related items, like Christmas trees, cards, postage, gift wrap, decor, or traveling to be with family….