Struggling with knowing how to pray in this hard season? Here’s a prayer for finances that you can use when money’s tight and you feel overwhelmed.
Several years ago, before my husband became a pastor, he was laid off from his job. At the time, I had just begun homeschooling our oldest son, and we were in the process of adopting our second son.
To say I was scared was an understatement! We’d just lost our only source of income!
During that time, I had to learn how to completely put my trust in God and His provision for our family. This was also the season where He led me to learn about how to be more frugal than I ever thought possible. Thankfully, we’d been budgeting for years, so I was able to go through our budget and prayerfully slash absolutely everything that wasn’t a necessity. I knew what we were spending and what we really needed.
I clipped coupons and learned how to get the things we needed for cheap, or sometimes, free. I would scour my friend Crystal’s Money Saving Mom site for deals. I also learned how to save tons of money on necessary toiletries and miscellaneous items (like toothpaste, toilet paper, etc) at CVS through her CVS 101 posts. Sometimes, I would leave a store with several items we needed and after all my coupons and discounts were tallied, the cashier actually gave me money!
I also became huge on meal planning. That’s when I learned about helpful programs like emeals, which helped you choose budget friendly meals and gave you a shopping list you could take to the store. Now they’ve expanded it even further; they’ll send your shopping list to WalMart for you and all you have to do it pick it up! This really saves you time and money. No toting your toddlers into the store, and no impulse purchases, either. (They have a free offer here if you’d like to try them.)
I did what I could, the best that I knew how, and turned it all over to God. Then a miracle happened! My husband found out what he would be getting from unemployment each week (it wasn’t much!) — and that unemployment check would be just enough to cover our necessities. We even had a dollar or two (literally) left over each week, which we would often use to rent a $1 movie for family night on the weekend. That felt like a splurge to us!
God continued to perform financial miracles for us during that season. Several times we’d get a reimbursement check in the mail for an overpayment on something that we didn’t even know we’d overpaid, or another family would feel led to help us in some way. My parents would have us over for dinner about once a week, and that helped with our food costs. I learned to use Swagbucks to earn Amazon gift cards (click here to read how we used Swagbucks to pay for Christmas one year). God was generous with us — He always is, but in different ways during different seasons.
One thing to consider as you say a prayer for finances, is this — are you being a faithful steward with what He’s already given you? Remember, the money isn’t ours, it’s all His, and He is only giving it to us to steward it for Him. If we are not using our finances in a way that glorifies Him, we need to revisit some things. Consider what you’re spending your money on. Are they worldly things? Are they things that encourage you to sin? Are you giving Him back a portion of what He’s given to you? Are you looking for ways to be generous, even when it’s hard?
A Prayer For Finances: How To Pray When Money’s Tight
Lord, I want to say thank you for what you’ve already provided. You’ve been so good and gracious to me.
I know there are many ways You’ve blessed me before and I can trust that You’ll help me again. Today I bring before You a prayer for finances. I need Your help!
As I go through this season of want, help me to have the right attitude. Give me the right perspective for my situation. Open my eyes to what You want to teach me right now.
Help me to see how this season of want will help me appreciate my season of abundance when it comes.
Help me to be resourceful and to uncover some of the hidden things that I can’t see yet, whether it be how to be more frugal with my spending or how to earn more money. Or, maybe You have something else for me entirely. I know You can bless me in ways I can’t even begin to ask for or imagine.
Give me direction for how to be industrious, like the Proverbs 31 Woman. Help me to have the motivation to get up and search out ways to improve my situation. Keep me from discouragement and depression as I navigate this challenging season. Help me to encourage myself in You. Give me peace in my heart and clarity of mind.
Keep me from complaining while I’m in this place that feels like a wilderness. Teach me to be confident in You, and what You are going to do. I want to look back and wonder marvelously at the testimony You will give me from this time in my life.
Lord, I know You are working for my good, and I can do all things through You. You strengthen me! I put my trust in You today, and my finances into Your hands. Please multiply my efforts, and I will give You all the glory for it.
In Jesus name, Amen.
I hope this prayer for finances was a blessing to you!
Here are a few more posts you might like:
- How To Pray When You’re Hurting
- Budget Forms That Are A Lifeline When You’re Struggling To Stay Afloat
- My Dave Ramsey Meal Plan For A Beans + Rice Budget
Let’s chat soon,
New to my site? I love to share ways to get out of debt, save more money, and make extra money from home.
A few tools I recommend:
Give eMeals a try. This is the meal planning service Dave Ramsey recommends on his show. For a small fee, they’ll even send your meal plan and shopping list over to a local store (like WalMart!) and have your groceries ready for you to just pick-up and go. Click here to try it free for 14 days.
I also highly recommend getting started with a pencil and paper budget, if you’re not already doing so. My printable Budget Binder Toolkit has everything you need to hit the ground running!