One of the first steps to take in getting control of your money is to implement a cash budget. The secret to really getting a handle on things is to track every penny you spend. This is done by using cash envelopes.
When you get paid, get the cash you need for each budget category and place it in it’s appropriate envelope. Every time you shop, you will need to check how much money you have left and once the money is gone, you are done spending. You cannot spend more than what you had in the envelope. This is a great way to become painfully aware of how and where you spend your money.
This printable cash envelope template will help you properly track your spending. Download it once and you can use it again and again. Print as many as you need, depending on how many spending categories you have. Be sure to at least start with envelopes for groceries, eating out, and gas.
We recommend printing your envelopes on heavy paper for the durability.
Pay easily via PayPal. A link to download your printable cash envelope will arrive in your email receipt. Happy budgeting!