While we were working our way through the baby steps, it was helpful to utilize some fun, inspiring Dave Ramsey printables.
Dave has a few basic-looking printables on his site, like this pdf for sinking funds and this debt snowball pdf. I also wrote a post about some of his budget forms and how to use them (it’s here). However, there are some super creative people who’ve put a lot of thought into designing more fun printables you can use to keep motivated on this journey!
Here are a few of my favorites from around the web. I’ve done the digging for you! Some are free, some are almost free. I hope they’re helpful in paying down your debt!
UPDATE MAY 2019: Now I have a Part Two to this post with 21 more “inspired by” Dave Ramsey budgeting printables. Enjoy!
You might also like these posts:
- 13 Things Dave Ramsey Fans Wish You Knew
- My Dave Ramsey Meal Plan For A Beans + Rice Budget
- How To Pray When Money’s Tight
Dave Ramsey Printables For Budgeting
There is a gorgeous template you can use to make your own cash envelopes. You can grab the printable cash envelope template here. If you print them on a heavy paper (like card stock paper) they work really well. Aren’t they cute?
A Mom’s Take has a colorful debt payoff planner.
I also really like the look of this budget + savings printable created by Printable Crush.
The printable Budget Binder Toolkit has over 20 pages of beautiful budgeting forms for you to download as use as much as you like.
And, wow! Thirty Handmade Days also has this Budget Binder for you to purchase and use.
Pinch a Little, Save a Lot has created this Money Management Essentials printable pack.
Dave Ramsey Printables – “Payoff Charts”
Dave Ramsey Printables – “Savings Charts”
Printable Scripture Cards
While we were paying off our debt, we found encouragement in memorizing bible verses about money and thinking through what the bible has to day about money, contentment, and wealth. I’ve created these 24 printable scripture cards about money to help you stay inspired, too. They’re perfect for carrying along in your purse or bible and meditating on as you go about your day!
Are you debt-free or working towards being debt-free? Working on Dave Ramsey baby steps? What would you add to this list? I’m sure you have some great ideas!
For more fun reading…my humorous but heartfelt list of 13 things Dave Ramsey baby steps fans wish you knew. Enjoy!
Go in grace today,
PS… Here’s one more peek of a few pages inside my own printable Budget Binder Toolkit:
New to my web site?
I like to write about ways to optimize your life, save money, and live well! Here are a few more ways you can save money:
- Cook at home more. We used to waste so much money going out to eat! This is a constant struggle for us as a busy family. Try a program like emeals (the link takes to you a free 14-day trial) to help you create simple, inexpensive meals at home if you struggle in this area like I do. You’ll save MORE money on your groceries each month than the small amount you pay for their service.
- Earn Amazon gift cards. A simple way to earn a little extra money from home by using the Swagbucks site instead of Google for searching. You can also do surveys and a few other things to earn points, which you redeem to purchase gift cards from them. Swagbucks is what we used to earn Amazon gift cards and pay for Christmas gifts one year. (Click here to read about how we did it.)
- Create a budget. Mvelopes is the online budgeting program we personally use and LOVE. In fact, we purchased a lifetime membership several years ago when they offered it to us. It’s like a virtual cash envelope system, and it syncs with your bank accounts. Here’s my full Mvelopes review, or you can click here for a free 30 day trial of Mvelopes.
UPDATE MAY 2019: Now there’s a sequel to this post! Be sure to check out all these totally free printables –> 21 more “inspired by” Dave Ramsey budgeting printables